How To Pay For Detox With Medical Mutual?
Medical Mutual Coverage For Drug Detox
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Medical Mutual Insurance for Drug Detox
Medical Mutual is one of the oldest insurance companies in the U.S. and more than 1.6 million people rely on this company for medical benefits and insurance. With a variety of different policies available, people with Medical Mutual health insurance have access to several different levels and types of addiction treatment options.
Detoxing from drugs and alcohol is safest in a medically-monitored environment, but medical detox is more costly than quitting cold turkey on your own. If you have Medical Mutual health insurance, your policy most likely covers drug and alcohol detox services, which can help cover the out-of-pocket cost associated with medical detox.
If you or your loved one is searching for a detox center that accepts your health insurance, Briarwood offers a free, fast, and confidential insurance verification process to help you make your decision. We will contact Medical Mutual on your behalf to find out if drug and alcohol detox services are covered under your plan, and if so, to what extent.
On this page, we answer some of the most commonly asked questions about Medical Mutual insurance for drug detox. If you have additional questions about using your Medical Mutual insurance benefits to pay for detox treatment, call our admissions staff today at (888) 857-0557. You can also fill out the insurance form on this page to start the insurance verification process without calling in.
Frequently Asked Questions About Medical Mutual Coverage for Detox
Will my Medical Mutual insurance cover drug and alcohol detox?
If you have Medical Mutual insurance, your policy most likely covers drug and alcohol detox. You may or may not have a copay, but the majority of Medical Mutual plans cover detox under hospitalization and emergency benefits. Your out-of-pocket cost for detox will depend on your deductible and the percentage of cost-sharing (or coinsurance) between you and your insurance company. This information is specified within the details of your insurance policy or you can call Medical Mutual directly to find out.
What types of detox does Medical Mutual cover?
Medical Mutual may cover inpatient or outpatient detox services, depending on your medical need, as specified by an addiction treatment professional and/or a representative from Medical Mutual. This often varies on a case-by-case basis, but our admissions team can help you figure it out based on your treatment needs and insurance coverage.
How can I verify my Medical Mutual insurance coverage?
The easiest way to verify your Medical Mutual insurance benefits is by calling (888) 857-0557 to speak with a member of our admissions staff. After we collect some basic information from you, we will contact Medical Mutual on your behalf to determine the extent of your health insurance coverage for detox. This entire process only takes a few minutes and can be completed while you wait on the phone.
Will anyone else on my insurance policy be notified if a verification of benefits is completed?
No one else on your insurance policy will be notified when we contact Medical Mutual on your behalf. We understand that you may need complete confidentiality regarding your addiction treatment and your personal information is safe with us.
Do I have to commit to treatment if Briarwood completes a verification of benefits for me?
No, you are not obligated to enroll in a detox program at Briarwood. Our insurance verification process is just a service to help you determine your options and make the choice that’s right for you.
Do I have to pay to begin the admissions and insurance verification process?
No, the admissions process and insurance verification are absolutely free. These are complimentary services that we provide to all potential detox clients.
If Medical Mutual will not cover the full cost of detox, how can I pay for the remaining balance?
Your Medical Mutual insurance policy may only cover a portion of the total cost of drug and alcohol detox. If this is the case, you have several other options that may help reduce your out-of-pocket costs:
- HSA funds
- Employee Assistance Program (EAP) benefits
- Financed healthcare loan
- Credit cards
What other benefits does Medical Mutual offer for addiction treatment?
Medical Mutual also provides coverage for residential rehab and outpatient drug rehab, as well as IOP, behavioral therapy, and some aftercare services. However, the extent of this coverage will vary depending on your insurance policy.
We Work Directly with Medical Mutual to Verify Your Insurance Coverage
Choosing the right detox center is difficult enough without the added confusion of insurance coverage. At Briarwood Detox Center, we understand how important it is for you to make the right choice about your addiction treatment and we make it easy to navigate the insurance world by providing you with a clear and concise summary of your benefits.
If you’re ready to start your journey to recovery, all you have to do is call. Our helpful admissions staff is ready to verify your benefits and answer any questions you have regarding our drug and alcohol detox programs. Call (888) 857-0557 to get started today. Please have the following information ready when you call:
- The name of your insurance provider
- Your member ID number
- Your date of birth
- Your insurance company’s telephone number (this can be found on the back of your insurance card)
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Complete our fast, free, and easy verification process over the phone to determine the extent of your insurance coverage.
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